Closing

We are here!  The anticipation and excitement has built and the end is near!  The property is about to be yours!  So let’s review the final steps to ownership.

The “Walk-Through”:  A final visit to the property helps to ensure that the property’s condition is as you expected it to be from the time you made your offer.  Signature Properties normally does this a few days before you take possession of the property.  Signature Properties will provide you with a checklist to note any last minute details that the seller may need to rectify.

Utilities: Signature Properties will be reminding you to change all of the utility services and billings to your name.  We will provide you with a list of companies and phone numbers to call.

Issues:  “Murphy’s Law” says that not everything goes as planned.  This is when Signature Properties shines again.  There are too many variables to list on this page that can become last minute issues, but know that Signature Properties has a reputation for closing the deal.  Whether something quit working at the last minute or the seller is having unforeseen or uncontrollable issues in their move out, Signature Properties will be there to smooth the waters with our experience and know how.

Close of Escrow:  Whoever is closing the sale will provide you with a “closing statement” that details all of the financial details of your property purchase (i.e., pro-rations on property taxes and all the transaction-related costs.)  Signature Properties will be there for you to go over this documentation and make sure it is as we bargained.  This is the phase in which you will sign the final documents, including loan documents (“deeds of trust”, etc.).  When all of the endorsements from all parties to the transaction are complete, the title company will record the transaction for you at the County Assessor’s Office, and you will officially become the new owner.

 
Keys:  Signature Properties will coordinate with the seller in order to obtain all entry devices for you such as garage door openers, gate codes, alarm codes, keys and etc.

Now, congratulations, you are the proud owner of a new property!

Deed:  You will normally get your recorded Deed of Trust in the mail from the County in about two weeks after closing.

Exemptions:  After you receive your Deed of Trust, you will need to go to the Appraisal District office and apply immediately for any exemptions for which you are entitled, i.e. homestead, over 65, agricultural, etc.

Feedback:  Signature Properties knows that there is always room for improvement, and will ask for your feedback once you’ve had a chance to settle into your new property.

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